Ralph Ortega is the editor-in-chief of On Wall Street, where he oversees content for both the website and print magazine. Before joining On Wall Street, he spent several years covering hedge funds for Harrison Scott Publications, a newsletter publisher in Hoboken, N.J.
Prior to that he covered government and general assignment stories for major daily newspapers, including the New York Daily News and Star-Ledger of Newark, N.J. He also covered education, was sent on special assignment to Latin America for several stories, and wrote columns on multicultural affairs, as well as other topics. His career goes back more than 20 years. Ralph graduated from New York University with a bachelors in journalism and minor in American literature. You can follow him on Twitter @RalphOrtega.
"The more investments and account types a client has, the more complicated their tax picture can become. Add to that the variations between state and federal tax laws, and the complexity increases further," says Greg Steiger, manager of retirement income planning at RBC.
"Not all brokers put a lot of thought into it. I imagine because it's not where you're making your money," says Robert Gordon, president of Twenty-First Securities. "But they should, because it's part of the service to the client, and because it's the right thing to do."