Ralph Ortega is the editor-in-chief of On Wall Street, where he oversees content for both the website and print magazine. Before joining On Wall Street, he spent several years covering hedge funds for Harrison Scott Publications, a newsletter publisher in Hoboken, N.J.
Prior to that he covered government and general assignment stories for major daily newspapers, including the New York Daily News and Star-Ledger of Newark, N.J. He also covered education, was sent on special assignment to Latin America for several stories, and wrote columns on multicultural affairs, as well as other topics. His career goes back more than 20 years. Ralph graduated from New York University with a bachelors in journalism and minor in American literature. You can follow him on Twitter @RalphOrtega.
How clients pay more than what they're supposed to pay in taxes every year because they tend to overlook some tax deductions, and how they can effectively manage their taxes by year-end, by making tax-advantaged savings plan contributions and keeping withholding tax close to their actual tax liability.