Bengt Horsma a Senior Business Director for Digital Solutions for Developed Markets at Visa Inc.� In this role, Horsma leads the financial institutions engagement in Visa Token Service, a solution supporting ApplePay, Android HCE and other mobile concepts.�� Previously at Visa, Horsma lead Visa�s Mobile Provisioning Services and was responsible for developing and implementing the �go-to-market� plan for Visa�s trusted service management (TSM) solution.�Before Visa, Bengt Horsma worked for First Data, where he served as VP of Mobile and NFC Solutions for three years. Before First Data, Horsma spent eight years at MasterCard, serving as a VP/Senior Business Leader, focusing on product and business development. In this role, he co-created, implemented and led the commercial launch of Mastercard�s contactless payment solution (PayPass).Prior to that role, Horsma held a number of positions in the payments and banking industry in the U.S. and Europe, including payments acquiring, eCommerce and the early stages of mCommerce.
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