Updated Monday, August 3, 2015 as of 3:13 PM ET

Social Security & Divorce: 6 Ways to Maximize Income

Melissa Joy
July 6, 2015

As the baby boomer client base enters retirement, financial planners need new ways to handle Social Security claiming strategies.

Required Minimum Distributions for Roth IRAs?

Jeffrey Levine
March 5, 2014

One of President Obama's proposed 2015 budget changes calls for a provision that would require Roth IRAs to follow the same RMD rules as other retirement accounts -- a 'major game-changer' for retirement planning, says one IRA expert.

The Coming 'Plutirement'

Keith Weber
January 9, 2013

A few years ago, a trio of analysts created a stir when they published two memos suggesting that the American economy had become a “plutonomy” – one that is highly and disproportionately controlled by the extremely wealthy. Keith Webber says that, when looking ahead to the millions of baby boomers who will be retiring in the next 15 years, it’s not hard to envision the idea of retirement turning into a “plutirement,” with two very different retirement realities facing your clients.

The Price of Happiness Just Went Up

Keith Weber
December 4, 2012

The Jones’s are alive and well, and keeping up with them just got more expensive.

The Boomer Retirement: Back to the Future

Keith Weber
November 7, 2012

When the concept of retirement was first mainstreamed in America in the 1930’s, it was largely viewed as having “one foot already in the grave.” For many baby boomers today, it might well mean the same thing.

Is Asset Allocation Important to Retirement?

Keith Weber, CFP®, CPRC
October 18, 2012

A recent paper by the Center for Retirement Research at Boston College suggests that in terms of actually being able to maintain one’s lifestyle in retirement, compared to other factors, the focus on asset allocation is largely misplaced.

Tailoring Your Message for Different Generations

Keith Weber
November 28, 2011

Author and consultant Keith Weber says financial advisors need to cater their messages and their services to different generations of clients who have divergent agendas but share many of the same retirement planning concerns.

Does Occupation Equal Opportunity for SRI?

Keith Weber
October 18, 2011

Author and consultant Keith Weber doesn’t normally attend protests, but when the “Occupy Wall Street” movement showed up in Denver, he decided to go take a look. What he found was a group of diverse individuals who share a common set of values that are highly reminiscent of those expressed by the Socially Responsible Investing industry.

Applying Behavior Finance to Ourselves

Keith Weber
October 11, 2011

One of the hot topics in the field of behavioral finance is the use of heuristics -- simple rules of thumb or mental shortcuts often used to make decisions or draw inferences quickly and with minimal effort. While in everyday life these mental shortcuts help us to function quickly and efficiently, author and consultant Keith Weber says that when they’re applied to our personal finances they can often lead to poor investment decisions.

Optimizing Our Clients' Human Capital

Keith Weber
September 27, 2011

Last month the Insured Retirement Institute released yet another in the long line of reports indicating the majority of baby boomers are nowhere near ready for retirement. Since we can’t slow down the clock to give them more time to prepare their financial capital, consultant and author Keith Weber says maybe it’s time we start helping them prepare their human capital.

Navigating the Emotional Minefield

Keith Weber
September 19, 2011

Retirement planning used to be easy. Ten years ago it was a simple mathematical calculation that you could apply across the board to just about everyone. But today, with so many different visions, versions and variables impacting each client, retirement planning has become both a financial planning puzzle and an emotional minefield.

The Sisters of Notre Dame

Keith Weber
September 1, 2011

For the past 25 years, a quiet but remarkable study has been going on at the School Sisters of Notre Dame convent in Mankato, Minn. What we’re learning might not only be the keys to happiness and long life, but have some interesting financial planning implications as well.

Are We Ever Satisfied?

Keith Weber
August 11, 2011

A recent report from HSBC shows that people across the West -- including the U.S. -- are generally pessimistic about their retirement prospects while those in the East are relatively optimistic. And yet, by every objective measure, citizens in Western developed countries control significantly more assets per capita than their counterparts in Eastern emerging economies. This inconsistency begs the question: Are we ever satisfied?

Protect Clients -- and Yourself -- From the Perfect Scam

Keith Weber
August 2, 2011

There's no doubt the baby boom retirement wave has created a tremendous opportunity for financial advisors. But those with less noble goals also see an opportunity, and they're putting financial advisors squarely in the crosshairs.
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