Seniors should discuss their plans with their partners and designate a family member to manage their bills if necessary; Plus, clients should put their bonus in a retirement account.
Third-quarter sales of annuities receded to $56.9 billion, down 5% from the previous quarter and 1% from the same period last year.
Buying immediate annuities early before retirement may not be a good strategy because the payouts will not account for future inflation; plus, deadlines for retirement plan contributions in 2014 and six things you need to know about Social Security benefits.
Nearly 97% of respondents said they were very or somewhat knowledgeable about saving for retirement, but just 20% passed a test to prove it; Plus, strategies to increase retirement income.
If your clients think they're going to make money off the policies they're buying, it's time to give them a reality check.
Clients who retire early should consider withdrawing from their 401(k) with an eye toward delaying Social Security; Plus, a new way that 401(k) participants are able to convert their savings into steady retirement income.
What you should know about Social Security; How late-life marriage can hurt your retirement security; Don't let the market downturn do you in
Medicare premiums to remain flat; Lackluster savings tarnishing seniors' golden years; Stop tinkering with your retirement portfolio
What to do when your pension is frozen; 8 tips to maximize your 401(k); Should boomers give millennials money advice?
The Social Security mistake even its reps are making; calculating required distributions from your retirement accounts; should you drink the annuity COLA?
Annuity sales are up, even as some experts question whether certain products make sense for clients in a low-interest rate environment.
What you need to know about IRAs and trusts; The easy solution to our retirement savings crisis; Prepare to retire with a gift annuity
Dueling data muddies Social Security Debate; Split up Social Security when couple splits up?; Beyond Medicare's ratings, picking a nursing home
3 lessons from S&P 500 high-point; Getting a read on mortgage REITs; Tax-free savings for education expenses
David Lau, the longtime COO at Jefferson National Life Insurance -- which specializes in Monument Advisor, a flat-fee variable annuity sold to RIAs and fee-based advisors -- has left the company.
Is it ever smart to tap retirement accounts early?; A 401(k) rollover checklist; 5 reasons why you shouldn't retire at 62
The brokerage and insurance units of Compass Bank were ordered to cough up money to compensate an elderly couple for duping them into buying one too many annuities.
4 reasons not to panic about Social Security; The role of bonds in a portfolio; Education trumps retirement for single parents, and that's a cause for concern
The $400,000 Social Security question; Generating income in low-yield world; When conventional wisdom is good enough
6 ways low savers can catch up; Pitfalls of longevity annuities; 50 important stats about long-term care
6 ways new tax law benefits sustainable retirement; Who has the best retirement plan; Avoid rollovers of IRA CDs
Do you have the best or worst 401(k) plan; 7 deadly sins of retirement; How to avert a Casey Kasem-type drama
A 401(k) for everyone; A disturbing look at the new retirement; To get the annuity right, start at the finish line
When does a Roth IRA make sense; How early 401(k) withdrawals can affect your retirement security; Building a solid nest egg
What to do with a 401(k) now; When a rollover is not the best idea; Planning for a stay-at-home parent
What clients can do if they run out of money; Game changers in retirement planning; Advisors offer dos and don'ts with 401(k) plans
Easy way to increase a nest egg; How divorced clients can boost retirement income; Why 'style drift' matters
Considering alternatives to retiring; Managing an old 401(k); What to do when retirement accounts are maxed out
Immediate annuities surge, but lag other types; Never too late to plan; Different opinions on 4% rule
Treasury Department approves new annuity; Advisors keep clients' emotions in check; Important questions about Social Security
With clients worried about running out of money in retirement, should advisors give annuities a second look? Professor Moshe Milevsky think so.
These strategies can help advisors achieve annuitylike results while cutting out intermediaries and increasing returns.
In 2013, fees and commissions from annuity sales produced $3.43 billion in revenue, up 9% from 2012, according to the Michael White Bank Annuity Fee Income Report.
Fixed indexed annuities have helped drive overall industry growth, as advisors at large B-Ds and wirehouses embrace the controversial products.
New funds provide hedging tools to limit or amplify clients' currency exposure on their foreign investments.
After variable annuity sales plunged in 2012, expectations are high for the coming years for new players and higher sales.
People underestimate the chances of dying from likely causes, like heart failure, while overestimating the chances of dying from an unlikely cause, like murder. This can cause big mistakes in retirement planning.
Firm's partners say they wanted 'control of our destiny -- we wanted to own our own equity.'
The move is part of a shift of emphasis from life insurance "to a more well-rounded protection and retirement planning approach."
Meet the most productive young advisors in America.