IRA's 401(k)

Updated Wednesday, June 19, 2013 as of 6:58 PM ET

Portfolio - IRAs/401K

CHICAGO -- Want to boost your clients� retirement income by 29%? There are five things advisors can do to help clients meet their retirement goals, David Blanchett, Morningstar�s head of retirement research, told advisors at the Morningstar Investment Conference.

While many advisors may already be doing all or some of these things in their planning with clients, Gamma, a concept from Morningstar seeks to quantify the value of good investment advice. Gamma includes the following five strategies: more »

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More 401(k) Participants Turn to Professionals

In 2012, 36% of all participants in Vanguard retirement plans invested their assets in a professionally managed investment option, more than double that did so in 2007. more »

DC Retirement Plans In Need of Non-Traditional Investments

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Hurdles Still Too High for ETFs in 401(k)s

In an environment of transparency and volatile capital markets, you would think exchange-traded fund vehicles would hold more of a percentage in the $3.6 trillion retirement plan marketplace. more »

More Conversations With 401(k) Clients Critical, BofA Says

As the performance of equities markets pushes employee confidence up, financial advisors need to make sure they still wave the caution sign when it comes to their clients’ goals, according to Bank of America Merrill Lynch. more »

Even Higher-Income IRA Owners Take Pre-RMD Withdrawals

Most IRA owners limit withdrawals to required minimum distributions, according to a new report from the Employee Research Benefit Institute. Nevertheless, a substantial number of higher-income retirees take withdrawals before age 70-1/2 and those non-required distributions may be relatively large, in relation to their IRA balances. more »

HSA Assets Continue to Surge

Fidelity reported a 53% increase in health savings accounts opened in 2012, raising the number of individual accounts administered by the company to 182,000. more »

Retirement Readiness Worries Persist Despite Record 401(k) Balances

Only 12% of employers sponsoring 401(k) plans feel that their employees will be financially prepared for retirement, down from 15% a year ago. more »

Fees Continue to Impact Retirement Assets

A difference of 1% in fees could reduce an investor’s balance at retirement by as much as 28%, according to the Department of Labor. more »

Top Treasury Official Defends 401(k) Tax Proposal, FSOC Moves

Further, echoing a theme from Obama's reelection campaign, Miller pointed to a widening gap between the very wealthy and the rest of the population, noting that the proposed modifications to retirement plan taxes would only affect a fraction of 1% of the country. more »

401(k) Report: Fewer Matches, Fewer Plans

Since 2009, the number of companies that match 401(k) contributions has decreased by almost 7%. more »

401(k) Borrowing Increases, Mainly By Pre-Retirees

Employee borrowing from 401(k) plans increased 28% in the fourth quarter from a year earlier, according to Wells Fargo as over 60% of new loans went to individuals heir 50s and 60s. more »