Updated Tuesday, September 1, 2015 as of 10:14 AM ET

The Gift of Planning

Imagine if every American had the benefit of consulting with a financial planner. Even in such a nirvana, people would still certainly make poor choices and advisors would still give some clients faulty advice. But a better understanding of saving and investing strategy would likely create an unprecedented economic geyser, a tantalizing concept amid the economic torpor.

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