Advisors to small business owners, and employees of small businesses, have their work cut out for them. According to Limra research, just 47% of small businesses in the U.S. offer benefits to employees. It defined small business as those with fewer than 100 employees. When that is put side-by-side with Census data that shows that 98% of businesses in the U.S. fall into this size category, over half of all U.S. businesses do not offer benefits.
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