On Wall Street

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• Cover Story

• Top 40 Advisors Under 40

  The Deutsche duo has done it again. Patrick McBrien and Scott Zelnick have topped our list for the second year in a row. See who else made the cut and learn how these young guns reached the top of their game.

• Departments

The Affluent Client

• How Did Smart Money Get It So, So Wrong?

  By Stephen P. Utkus

  It's surprising how the big institutions ignored the fundamentals, but there are lessons to learn from the mess.

Products

• Endowments Offer Investment Lessons for Retirees

  By William Harding

  The number of Americans who turn 65 each week could fill a sports stadium—and they all need an income.

The Practice

• This Is Your Career, So Start Acting Like It

  By Danny Sarch

  Like any labor market, this one comes down to supply and demand—and a number of forces are in line to start pushing values down.

• Finding Opportunities in Crisis

  By Ray Sclafani

  Take a personal inventory and move beyond paralysis to strengthen your practice.

• Sector Savvy

• All That Glitters

  By Lauren Barack

  Phillips Baker, the president and CEO of Hecla Mining, sees plenty of bright spots in the market.

• Looking for the Pot of Gold

  By Lauren Barack

  Precious metals are behaving in unexpected ways lately as their prices dip along with the market. But over the long-term, they may still serve as a safe haven.

• Street Talk

• The Obama Agenda: Reforming Regulation

  By Cheyenne Hopkins

  Think your to-do list is daunting? Try putting 'Rewrite Financial Regulatory System' at the top.

• Investor's Loss Is Taxpayer's Gain

  By Bennett Voyles

  Even losers can help your clients' portfolios at tax time, so 2008 could turn out to be a good year after all.

• Bank of America Gets on Board

  By Frances A. McMorris

  Merrill Lynch's new owner joins the protocol, but will it be enough to keep advisors from leaving?

• 5 Questions with Sister Susan Mika

  The director of the Socially Responsible Investment Coalition discusses her role as an activist investor.