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A number of special policies are not included here since they do not affect 100% of the population evenly and therefore are more haphazard to model and compare. Individual results can vary dramatically, based on the mix of business and the combination of policies at each firm. For example, pay can rise upwards from special bonuses and voluntary deferred plan company matches, and downwards from penalties such as discount sharing, small tickets, small clients and ticket charges.
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To see Best pay if you're producing $1,000,000 chart, click here.
Assumptions for Basic Pay
(prior to special policies/contingent bonuses)
25% in individual stocks; 25% in individual bonds
25% in mutual funds; 25% in fee-based (wrap accounts, managed accounts, etc.)
Year-end bonuses are shown in deferred totals
Length-of-service is assumed to be 10 years
Assumes no growth bonuses or asset-based bonuses
Also excludes 401(k) matches or profit sharing contributions unless otherwise noted
Does not include T&E expense allowance
Does not include any discount sharing or ticket charge expense assumptions
Does not include any small household or small ticket policy assumptions
Does not include value of any options awards
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