Is it difficult for your clients to take financial action? Are they responding to your guidance? Do you have clients who are initiating behavior such as insisting that you sell or liquidate all of their assets, and are they basing their decisions on their own irrational thinking, instead of your advice? And of the clients who have remained in the market, do you find that they are afraid to commit to financial planning principles that worked in the past such as diversification or asset allocation?
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