Updated Friday, August 22, 2014 as of 1:46 PM ET

Editor's Letter: The Real Fear of Retirement

With clients (and many advisors) fearing that they'll run out of money during retirement, either due to poor planning or a catastrophic illness, there is one conversation that is often overlooked. It is the one about balancing the goal of achieving a fully funded retirement with the goal of living a happy, fulfilling life before you get there.

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