While each couple or individual is unique, there are some themes in the life cycle of a retiree.  We’ll examine some behavioral techniques that can help set clients on the right course, a few methods for defusing the inevitable bombs we encounter along the road, and a different way to look at the “efficient frontier” in regards to clients.

• Setting goals:  The science of goal theory
• Client isn’t saving enough:  The compounding effect of having tough conversations early and questions that lead to solutions.
• Insurance Talk:  Research in framing decisions
• Working Extra Years:  Liberating constraints and goal adjustment preferences
• Client officially retires:  Research on happiness and health factors in retirement and non-financial emergency fund
• The New Efficient Frontier:  A powerful new way to look at balancing risk and return