Saving for Retirement Stage 3: Making Retirement Funds Last as Long as You Do

December 31, 2012

How do you avoid running out of money? That’s the $64,000 question. The recent slow-growth, low-rate environment has made it more challenging to generate income.
-Franklin Templeton Investments

So you’re finally ready to retire. You’ve worked hard. You’ve planned. You’ve saved. You’re ready to toss the business section and flip to the travel pages. You hope the investment decisions you’ve made have positioned you to meet your future needs. You may be retired, but your money has to keep working, and luck, as they say, tends to favor the prepared. In this third installment of our “Saving for Retirement” series, we take a look at some considerations and strategies for those fortunate folks beginning or living in retirement.

Some key takeaways:

  • Consider creative solutions to generate income.
  • Being retired doesn’t necessarily mean you should stop investing in equities altogether.
  • Don’t retire your relationship with your advisor.


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