Itís perhaps the most important decision that affects Americansí retirement readiness: what investments to include in defined contribution (DC) plans such as 401(k)s.
-Stacy Schaus, executive vice president, PIMCO
- Long on equities and light on bonds, todayís DC plan lineups may expose participants to extreme market risks.
- Plan sponsors could potentially improve retirement outcomes by trimming choices for stocks and considering additional options for bonds.
- The inclusion of active fixed income strategies with global exposure or additional income opportunities could help participants reach their retirement goals.