F. Thomas Eck, IV is Associate General Counsel, Fair and Responsible Lending with Capital One Financial Corp. In addition to his role as the companys fair lending attorney, Mr. Eck advises Capital One on its response to consumer regulatory issues created by the Dodd-Frank Act including the preemption of state consumer financial laws and new regulatory regime under the Consumer Financial Protection Bureau.Appointed by Governor Robert McDonnell in July 2010, Mr. Eck also serves on Virginia Fair Housing Board as the mortgage industry representative. Prior to joining Capital One, Mr. Eck held senior attorney positions with the Office of the Comptroller of the Currency and Bank of America. He began his career with Gibson, Dunn & Crutcher. Mr. Eck received his both his bachelor of arts degree and his juris doctorate from the University of Southern California.
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