As waves of baby boomers head into retirement, a new report suggests that advisers might start talking more with their clients about how they plan to spend their leisure time — and plan for how they will fund the activities they look forward to after they exit the workforce.

The new survey from Merrill Lynch and research firm Age Wave highlights how, for all the optimism boomers bring to the prospect of retirement, large numbers of Americans haven't thought through how they will spend their time during what Merrill is calling a "leisure boom."

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