How's your production growth and what's your game plan? Traditionally, 33% of advisors are growing their books by more than 10% on a yearly basis, 33% remain essentially the same, and the last 33% are losing production.

But I have been running into a growing number of advisors who seem stuck in a rut. Whether it's because of the changing brokerage landscape or our fragile economy, they have had no production increase over the last two or three years. Or if they have had growth, it's not over that 10% mark, and they can barely keep pace with inflation. Kind of depressing, eh?

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