Clients owning shares of Procter & Gamble over the course of several decades would have the potential start of a comfortable retirement by now. The maker of Tide laundry detergent, Gillette razors and dozens of other products people encounter daily, has raised its cash dividend for 59 consecutive years and generated gains for long-term holders.

Clients, however, can have more immediate benefits from consistent dividend increases over the short term.

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