As we finish this issue of On Wall Street, we are watching the parent companies of the wealth management firms that we cover announce their earnings. What strikes me is how well the markets are doing, and yet for some parts of our industry and the economy, times aren't so rosy—despite it being four years after the financial crisis.

More important, the presidential election will be decided around the time that this issue gets into your mailboxes and whether we keep the incumbent or usher in the challenger, I am hoping that the economy takes off for everyone, even if we are teetering on the edge of the fiscal cliff.

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