A recent survey from FINRA found “a significant disparity” in the financial capabilities of Americans on a state-by-state basis.

For example, citizens of New York, New Jersey and New Hampshire are the most financially capable. Those states ranked in the top five among all states in at least three of five measures of financial capability. Kentucky and Montana stood out as having lower financial capability than other states. Citizens of both states were among the least financially capable in at least three of five measures of financial capability.

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