I grew up in small-town Ontario, just outside Toronto. As a kid, I delivered the Toronto Telegraph and subsequently the Toronto Star when that paper purchased the Telegraph. I earned five cents per paper delivered, and quickly learned the importance of volume, low overhead and customer service-enough to warrant a Christmas bonus.

My introduction to investing was at the University of Toronto in a college course in modern finance theory. I studied commerce and economics and was fortunate to have Myron Gordon, the developer of the Gordon Dividend Discount Growth Model-one of the foundations of modern finance theory-as a professor.

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