In these challenging times, the aftermath of the Great Recession coupled with the more recent geopolitical shocks in the Middle East are making investors stay cautious. However, five experts on equities, bonds, retirement, actively managed exchange-traded funds and commodities offer their analysis of where to look for upside this year, and where to expect pitfalls. Despite the turmoil in places like Egypt and Libya, oil prices over the long haul are not likely to rise, and, in fact, another fuel source is destined to become the way of the future as the need for energy in emerging market nations continues unabated. In terms of products, annuities are gaining while actively managed ETFs are poised for explosive growth.

The contributors who offer their views are: Tom Roseen (Senior Analyst, Lipper/Thomson Reuters), Jeff Tjornehoj (Head of Americas Research, Lipper/Thomson Reuters), Tim Clift (Chief Investment Officer, FundQuest), Dan Rice III (Managing Director and Head of Global Resources, BlackRock) and Cathy Weatherford (President, CEO, Insured Retirement Institute).

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