The coming year should pose new questions on how to handle debt internationally and shape up as a new test for the U.S., in what will likely lead to a low-growth environment for investors, a panel of investment experts said this week.

In light of what is going on in Europe, the markets now face the question of is there going to be a recession and how much will it cost in terms of facing those debts, said Lisa Shalett, chief investment officer at Merrill Lynch Wealth Management.

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