A hard tumble for the markets had advisors worried -- about panicked clients. With the Dow dropping more than 1,000 points in early trading and ending the day down nearly 600 points, a 3.6% decline, many feared a deluge of calls and emails.

But that didn't happen, many advisors said, which was even more scary. "It has been spookily quiet this morning," says Colleen Schon, an advisor at Raymond James & Associates in Clarkston, Mich., a town about 40 miles north of Detroit.

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