While I enjoyed your Recruiters Roundtable in January, I need to defend RBC WM against five "Sells." We at RBC do most of our own recruiting, and pay recruiters only "3+2," probably the lowest in the industry. That leads me to believe these recruiters are "talking their book," making your "Buy Sell and Hold" table based more on where they have contracts than quality. Were RBC to pay 10% to recruiters on top of these Top Ten bullet points, we would have 7 "Buys":

1. RBC, named highest rated bank in North America, AA- by S&P.

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