Bill Carroll, Head of Investment Solutions, Managing Director, UBS Wealth Management Americas, discusses his 28 years in the securities business.

I grew up in Paramus, N.J., the youngest of three. I was always entrepreneurial as a kid. I had a paper route at 12. All the other kids wanted their routes to be in a 10-15 block radius. I thought I could invent a better mousetrap, so I went to a nursing home near my house and said, "Hey, how'd you like me to drop off 50 papers a day?" While the other kids spent hours on their routes, I made one stop and was done.

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