Advisors have fielded concerns from clients who don’t believe they can achieve their retirement dreams:  buying a new boat, taking an annual trip abroad, or making a gift to their alma mater. Longevity risk, compounded by concerns of inflation, can make some clients jumpy and drive them to make changes that may not be necessary or practical.

As Associate Editor Andrew Welsch puts it in this month’s cover story, “Chief among client concerns about retirement is a widely shared fear that they may last to age 90 or even 100, but their money won’t.”

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