Small business owners are seeing some signs of improvement in the overall U.S. economy but that optimism is tempered by their concerns about a general sense of uncertainty as the economy slowly works its way out of the recession.

On the bright side, most of the nearly 3,000 small business owners queried in U.S. Bank's annual Small Business Survey said their overall job outlook is stabilizing and their perceptions of banks has improved significantly in the past year.

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