What happens when ACA meets HSA? "So far, so good," says Todd Berkley, president of HSA Consulting Services in Minnetonka, Minn. Long term, some problems might arise. For now, though, Berkley sees a chance for financial planners to play a "huge role" in a key area of concern to clients.

ACA, of course, is the Affordable Care Act, which has pushed health insurance to the front-burner of public interest and turned up the heat. HSAs are health savings accounts, tax-advantaged vehicles available only to consumers with specific types of health plans.

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