Fund flows in July offered a mixed bag of conclusions. So be prepared for a lot of questions from clients.

If your clients look at such numbers, they’ll see that flows into U.S. open-end funds increased slightly overall to $14.1 billion versus $13.5 billion in June, according to data released this week by Morningstar Inc. But within that 4.4% increase were mixed messages regarding investors’ appetite toward risk.

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