No. 3 ERIC PAYNE, 37 Merrill Lynch, Carmel, Ind. Production: $5.37m AUM $612.72m

Eric Payne's first client didn't come to him seeking investment advice. Fresh out of college, Payne was working as a CPA with Ernst and Young. The CFO of a large corporate client came in to meet with Payne, peppering him with a barrage of tax questions.

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