When I took Barclays financial personality assessment test, I found out something that didn't surprise me: I have low composure.

Essentially, that means that I don't react well (at all) to market volatility. Specifically, I "will be more unsettled by short-term fluctuations in portfolio values than most people," the test results states. So for me, an optimal portfolio is dominated by cash and bonds. Now, there are other measurements as well that would tweak the customization of my portfolio. However, the bottom line is to give me performance that suits my financial personality.

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