So much for "Till death do us part." Sadly, 46% of marriages and civil unions in the United States end in divorce. However, most people do not consider the effect that divorce can have on their assets, estate and family until it is too late.

It's important to have one's legal affairs in order before divorce is even discussed. Without proper planning, a divorce can have devastating financial consequences for you and your family — in addition to the emotional havoc. Pre-marital, pre-civil union and other pre-divorce estate planning, such as prenuptial or postnuptial agreements and trusts, are essential to avoiding such consequences.

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