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7 tips for women about to retire Female clients are more likely to live longer than their male counterparts will, and they have a greater need to prepare well for retirement, according to USA Today. To do so, women need to rely on a financial adviser who can educate them on investing and asset allocation, as well as create a retirement budget. Women also need to know their family's finances, weigh their Social Security and retirement benefit options, and determine their health care costs in retirement.  --USA Today

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